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Long Term Care Insurance for In-Home Care

Choosing a long-term care insurance plan will be one of the most important decisions you will make. A long-term insurance policy will help cover the costs of care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Investing in a long-term care insurance (LTCI) policy is one of the best ways to financially prepare for long term care, and it can be a great way to give you or families a peace of mind as you age.

A long-term care insurance policy typically reimburses the policyholder a preselected daily amount to cover the cost of services used to assist with activities of daily living (ADLs). The services Acti-Kare offers are the ones most often covered by long-term care insurance.

ADLs typically include:

  • Ambulating (walking or getting around)
  • Feeding
  • Bathing
  • Dressing and grooming
  • Using the toilet
  • Continence management
  • Transferring (getting in and out of bed or a chair)

Most long-term insurance policies use ADLs to determine whether the policyholders qualify for benefits. Typically, you will have to need assistance with at two of the listed ADLs to trigger benefits.
LTCI policies can be difficult to navigate, which is why the help of an Acti-Kare Senior Care Representative can be crucial to getting the most out of your benefits. Please call one of our trained professionals with any questions you have regarding long-term care insurance.

Why Choose Acti-Kare?

Acti-Kare Responsive In-Home Care is the nation’s premier provider of non-medical in-home care services. Our compassionate and highly qualified caregivers are available for everything from general companionship to personal care, respite care, and even around-the-clock care. For more than a decade, we have worked closely with national and regional insurers to help offer the highest quality of care to.

To request in-home care services, fill out our request form above or call (888) 451-5273 and an experienced Care Specialist will work with you.

Home Care Services

In-Home Senior & Elderly Care Services Senior Care
Senior Care

For the past decade, Acti-Kare has provided leading in-home senior care across the United States. It is our goal to help seniors live an active lifestyle within their own homes.

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Family Care
Family Care

Acti-Kare also specializes in providing tier one in-home family care to mothers, infants, children and more!

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Recovery Home Care Services Recovery Care
Recovery Care

Acti-Kare in-home care provides recovery home care services for surgery, accident and other disabilities – qualified caregivers – meals, personal care, house cleaning and more.

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    Acti-Kare Responsive In-Home Care, Senior Care & Home Care Services

    “I feel very comfortable referring my clients to Acti-Kare. I know that they will receive the care that they need in a timely and professional manner.”

    – Michele L., San Clemente, CA

    They do a great job caring for my mother in her home. The caregivers are very compassionate and caring sensitive to her needs. They do a great job caring for my mother in her home. The caregivers are very compassionate and caring sensitive to her

    – G.W., Aliso Viejo, CA

    Acti-Kare Responsive In-Home Care, Senior Care & Home Care Services

    “Moving so far away was very difficult. I can now sleep at night knowing that my mother is safe .”

    – Mary, OH