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Long Term Care Insurance for In-Home Care

Choosing a long-term care insurance plan will be one of the most important decisions you will make. A long-term insurance policy will help cover the costs of care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Investing in a long-term care insurance (LTCI) policy is one of the best ways to financially prepare for long term care, and it can be a great way to give you or families a peace of mind as you age.

A long-term care insurance policy typically reimburses the policyholder a preselected daily amount to cover the cost of services used to assist with activities of daily living (ADLs). The services Acti-Kare offers are the ones most often covered by long-term care insurance.

ADLs typically include:

  • Ambulating (walking or getting around)
  • Feeding
  • Bathing
  • Dressing and grooming
  • Using the toilet
  • Continence management
  • Transferring (getting in and out of bed or a chair)

Most long-term insurance policies use ADLs to determine whether the policyholders qualify for benefits. Typically, you will have to need assistance with at two of the listed ADLs to trigger benefits.
LTCI policies can be difficult to navigate, which is why the help of an Acti-Kare Senior Care Representative can be crucial to getting the most out of your benefits. Please call one of our trained professionals with any questions you have regarding long-term care insurance.

Why Choose Acti-Kare?

Acti-Kare Responsive In-Home Care is the nation’s premier provider of non-medical in-home care services. Our compassionate and highly qualified caregivers are available for everything from general companionship to personal care, respite care, and even around-the-clock care. For more than a decade, we have worked closely with national and regional insurers to help offer the highest quality of care to.

To request in-home care services, fill out our request form above or call (888) 451-5273 and an experienced Care Specialist will work with you.

Home Care Services

In-Home Elderly & Seniorf Care Services Senior Care
Senior Care

Acti-Kare of The Blue Ridge, VA has provides leading in-home senior care. It is our goal to help seniors live an active lifestyle within their own homes.

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Family Care
Family Care

Acti-Kare of The Blue Ridge, VA also specializes in providing tier one in-home family care to mothers, infants, children and more!

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Recovery Home Care Services in Blue Ridge, VA Recovery Care
Recovery Care

Acti-Kare of The Blue Ridge, VA provides recovery home care services for surgery, accident and other disabilities – qualified caregivers – meals, personal care, house cleaning and more.

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    Acti-Kare of of Blue Ridge, VA Senior Care & Home Care Services

    “We met with John Moisa in order to arrange for care for my father. John was a pleasure to work with and talk to. My parents live in a remote area and Acti-Kare was still able to staff us when other companies were not able to or not willing to staff in that location. He came to the house and met with us to explain the services they offered and to help us decide on the necessary care for my father. He was respectful and listened to all our concerns and addressed them thoroughly. We did choose to hire Acti-Kare for 4 hours a day. However, my father had to go into the hospital so the services were not needed at that time. John contacted me several times and seemed to have genuine concern for my dad. After a couple weeks in the hospital we determined that we would need 8 hours a day when dad got out of the hospital. John was able to assure us that he would be able to staff that without any problem. Shortly after that the hospital staff told us that we would need 24 hour a day care when dad would be discharged and again, John was concerned for my father and was happy to help us arrange that care. Sadly, my dad passed away before he could return home. John was understanding and offered his condolences. Although we never had any caregivers at the house, we were pleased with his concern and care for our situation. I would recommend John’s company, Acti-Kare, for senior home assistance and care.”

    – Nanette R., Herndon, VA

    Acti-Kare of of Blue Ridge, VA Senior Care & Home Care Services

    “My Mother was in a local Independent Living facility in Lynchburg and was approaching 99 years old, I felt that she needed more assistance than an assisted living option could give her. She wanted to stay in her apartment and be with her friends. I happened to visit my Lawyer who is a big advocate for the aging and she recommended Acti-Kare. I contacted John Moisa and within 24 hours he came over to my Mother’s apartment and talked to us about Acti-Kare and what they offered. I decided to have them start immediately. After a few weeks my Mother decided that she no longer needed the sitters and let them go. (A very independent 99 year old). Not agreeing with that move, I called John back and he had the sitters to come back within 24-48 hours. John is very quick to respond and compassionate to you needs. The sitters were good to my Mother. I would highly recommend Acti-Kare.
    I live out of town and this gave me a piece of mind.”

    – Carlene H., Pittsboro, NC

    Acti-Kare of of Blue Ridge, VA Senior Care & Home Care Services

    “I highly recommend Acti-Kare for in-home care. They are very dependable and conscientious. I greatly appreciate the flexibility of their service by not binding us with a long term contract. They are the only care provider we have found to meet our needs. Both my mom and i are grateful for their care.”

    – Cindy M.

    Acti-Kare of of Blue Ridge, VA Senior Care & Home Care Services

    “John and Angle were the two people that I had contact with. John was very informative at the first meeting with myself and my wife Nancy. We understood the various services that they could offer. The about two weeks that we had Angle I felt very comfortable. I would recommend them highly.”

    – Charles D.

    Acti-Kare of of Blue Ridge, VA Senior Care & Home Care Services

    “We contacted Acti-Kare of the Blue Ridge with a short notice request. We knew it was a 50/50 chance of any company to be able to staff with such short notice. Acti-Kare was able to meet our needs, the staff did an excellent job and met and excessed our needs. Thanks”

    – Butch C.