Long-term home care isn’t something we like to think about, and unfortunately, that often leaves us unprepared financially when the times comes when we’re forced to consider our options. That’s why it is so critical to begin planning long before you need help. Below, we’re discussing several steps you can take now to begin planning for your long-term home care in thee future.

Create a Financial Plan

The first and most important step to secure your long-term home care is to create and adhere to a financial plan. It is not always cheap to plan and pay for home care, so planning ahead and getting finances in order is crucial. We recommend meeting with a trusted financial advisor, who can help you determine how best to pay for long-term home care between your own assets or and care insurance.

Making Your Home Safe and Comfortable

Next, begin to plan how you can make your home both safe and comfortable for if/when mobility becomes impaired. Having the proper home renovations taken care of will help you to remain in your home as long as possible rather than going to an assisted living facility or nursing home. Some examples may include widening doorways, installing lever-style doorknobs, putting in grab-bars in bathrooms, and adding a chairlift over staircases.

Know Your Family Medical History

Take charge of your health my learning your family’s medical history. Research and take notes on previous medical conditions, mental health conditions, and what age each condition occurred in your family. Since you cannot change your genetic makeup, knowing your family’s medical history can help you reduce your risk of developing specific health problems as well as helping doctors diagnose any future health problems.

Take Care of the Legal Work

Getting all of the legal work in order – Living Wills, Power of Attorney, and final wishes – will help you get ahead of the game for your long-term home care. Sitting down with an elder attorney at law can help you make decisions regarding who you want to speak for you and your healthcare choices should you no longer be able to speak for yourself, your end of life care desires, and how your possessions and assets should be dealt with after your death.

Would you still like more information about planning for long-term home care? Call ActiKare today to talk to one of our representatives and schedule your consultation!