Long Term Care Insurance

Choosing a long-term care insurance plan will be one of the most important decisions you will make. A long-term insurance policy will help cover the costs of care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Investing in a long-term care insurance (LTCI) policy is one of the best ways to financially prepare for long term care, and it can be a great way to give you or families a peace of mind as you age.

A long-term care insurance policy typically reimburses the policyholder a preselected daily amount to cover the cost of services used to assist with activities of daily living (ADLs). The services Acti-Kare offers are the ones most often covered by long-term care insurance.

ADLs typically include:

• Ambulating (walking or getting around)
• Feeding
• Bathing
• Dressing and grooming
• Using the toilet
• Continence management
• Transferring (getting in and out of bed or a chair)

Most long-term insurance policies use ADLs to determine whether the policyholders qualify for benefits. Typically, you will have to need assistance with at two of the listed ADLs to trigger benefits.
LTCI policies can be difficult to navigate, which is why the help of an Acti-Kare Senior Care Representative can be crucial to getting the most out of your benefits. Please call one of our trained professionals with any questions you have regarding long-term care insurance.

Why Choose Acti-Kare?

Acti-Kare Responsive In-Home Care is the nation’s premier provider of non-medical in-home care services. Our compassionate and highly qualified caregivers are available for everything from general companionship to personal care, respite care, and even around-the-clock care. For more than a decade, we have worked closely with national and regional insurers to help offer the highest quality of care to.